Bartlesville, OK Mortgages

Home Loans in Bartlesville, OK

Home buying made simple and personalized

Truity Credit Union is proud to be the local mortgage option for our neighbors in Bartlesville, Oklahoma. We offer fixed and adjustable low rate home loans, government loan options, jumbo mortgages, options on vacation homes, second homes, or investment properties, plus construction options, as well as home equity loans.


Get Prequalified

Within 3 Business Days

Close Your Loan

Within 30-45 days

Award-Winning Service

Serving members over 75 years

We'll close in 25 days guaranteed. Or, we'll give you $595!
Why wait 45 to 60 days before you move into your new home? Take advantage of Truity's 25 day closing guarantee!* We'll close your new home loan within twenty-five business days or we'll credit $595 to your Truity closing costs.*

Rates as low as
4.646%

15 YEAR FIXED RATE
SEE OTHER RATES »


Have a Home Loan Question?
Ask Mallory Benne.

Let Mallory help you find a solution.

Mallory Benne

Mallory Benne

Lead Mortgage Loan Officer

NMLS # 2152610

Mallory has lived in the Bartlesville area for the last 20 years and has been in the mortgage department since 2018. She is eager to help you through the mortgage process.

Office hours are 8:15 – 5:15.


Apply with Mallory

Serving up unsurpassed experiences

Everything was handled professionally and smoothly. We also got several positive comments about Truity from our real estate agent and the closing title company rep! Great job everyone!

B.C.

Home Loans
Made Simple

Applying for a home loan can feel overwhelming.
We're here to help!

Our helpful booklet, Shopping for a Home, de-mystifies the mortgage process and helps you walk you through the ins and outs of selecting, applying for and obtaining a mortgage.

Learn More

Get Prequalified

To get prequalified, you’ll need to complete an application. We’ll review your credit report, income, and assets stated on your application. If you qualify, you’ll receive a prequalification letter for the amount you requested or the amount we’re able to loan. The letter defines the price range you should stay in as you look for your new home.

When you find the home you want, present the prequalification letter to the seller. This letter shows them that you are prequalified for financing. It can make the difference between getting the home you want and watching another bidder step in and snatch that house away. Prequalification letters are good for 60 days.

Get Prequalified with Mallory

Disclosures

*New purchases only. Borrowers must be prequalified by Truity Credit Union. We guarantee the loan will close within twenty-five business days of receipt of your signed contract (not including Saturdays, Sundays or federal holidays). If we miss the deadline, we will credit $595 to your closing costs at Truity Credit Union. This guarantee is void if circumstances beyond our control arise.

Truity Federal Credit Union’s NMLS Institution ID# 619450

1. All rate quotes are based on a 30-day lock on a primary residence purchase for members with excellent credit in Bartlesville, OK. Annual Percentage Rates (APRs) for Conventional loans are based on an 75% LTV, $75,000.00 loan. Refinance rates will differ depending on loan scenario. Rates and points are subject to change without notice. This information was not compiled in accordance with regulations governing advertising and is not intended for public dissemination.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

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