Bartlesville, OK Mortgages

Home Loans in Bartlesville, OK

Truity Credit Union is proud to be the local mortgage option for our neighbors in Bartlesville, Oklahoma. We offer fixed and adjustable low rate home loans, government loan options, jumbo mortgages, options on vacation homes, second homes, or investment properties, plus construction options, as well as home equity loans.


Get Prequalified

Within 3 Business Days

Close Your Loan

Within 30-45 days

Award-Winning Service

Serving members over 75 years

Ask a Question or Apply with Becki or View Rates

We'll close in 25 days guaranteed. Or, we'll give you $595!
Why wait 45 to 60 days before you move into your new home? Take advantage of Truity's 25 day closing guarantee!* We'll close your new home loan within twenty-five business days or we'll credit $595 to your Truity closing costs.*

Rates as low as
2.537%

15 YEAR FIXED RATE
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Home Loan Calculator

3.125 2.375 2.250

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Have a Home Loan Question?
Ask Becki Gailey.

Let Becki help you find a solution.

Becki Gailey

Becki Gailey

Mortgage Development Officer

NMLS # 993347

Becki started at Truity as a teller in 2007 but has spent most of her time at Truity in the Mortgage Lending department. She’s been instrumental in helping define and implement the credit union’s awesome culture. She works with many Bartlesville area real estate agents to help people finance their homes.

 

Becki, her husband Aaron, and two boys are avid outdoors people who love going camping and riding trails.

“We are always exploring different areas in the United States, but our favorite place to go is the Payette National Forest in Idaho.”


Apply with Becki

Serving up unsurpassed experiences

Everything was handled professionally and smoothly. We also got several positive comments about Truity from our real estate agent and the closing title company rep! Great job everyone!

B.C.

Home Loans
Made Simple

Applying for a home loan can feel overwhelming.
We're here to help!

Our helpful booklet, Shopping for a Home, de-mystifies the mortgage process and helps you walk you through the ins and outs of selecting, applying for and obtaining a mortgage.

Learn More

Get Prequalified with Becki

To get prequalified, you'll need to complete an application. We'll run a report on your credit and review the income and assets you stated on your application. If you qualify, you'll receive a prequalification letter for the amount you requested or the amount Truity is willing to loan. The letter helps you determine how much house you can afford. In other words, it defines the price range you should stay in as you look for your new home.

When you find the home you want, present the prequalification letter to the seller. This letter shows them that not only are you serious about buying their house, but you've also already been prequalified for financing. It can make the difference between getting the home you want and watching another bidder step in and snatch that house away. Prequalification letters are good for 90 days.

Get Prequalified with Becki

Disclosures

*New purchases only. Borrowers must be prequalified by Truity Credit Union. We guarantee the loan will close within twenty-five business days of receipt of your signed contract (not including Saturdays, Sundays or federal holidays). If we miss the deadline, we will credit $595 to your closing costs at Truity Credit Union. This guarantee is void if circumstances beyond our control arise.

1. All rate quotes are based on a 30-day lock on a primary residence purchase for members with excellent credit in Bartlesville, OK. Annual Percentage Rates (APRs) for Conventional loans are based on an 75% LTV, $75,000.00 loan. Refinance rates will differ depending on loan scenario. Rates and points are subject to change without notice. This information was not compiled in accordance with regulations governing advertising and is not intended for public dissemination.

  • We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
  • The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
  • You should always consult a tax advisor about deductibility.
  • Adequate homeowner's insurance coverage is a requirement for this loan.
Equal Housing LenderWe do business in accordance with the federal Fair Housing Law and the Equal Credit Opportunity Act.

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